Free vehicle decision tool

NEMT Vehicle ROI Calculator

Estimate whether a vehicle can support its financing and operating costs using your own realistic utilization and rate assumptions.

Vehicle and utilization

Purchase / conversion price ($)Down payment ($)Annual interest rate (%)Loan term (months)Trips per operating dayOperating days per monthAverage revenue per trip ($)Total miles per tripVariable cost per mile ($)Loaded driver cost per trip ($)Insurance, maintenance, and other monthly costs ($)

Planning result

Estimated loan payment: $739
Monthly completed trips: 110
Monthly revenue: $6,820
Total monthly cost: $7,619
Monthly operating profit: -$799
Simple payback period: No payback
Simple annual cash return: -106%

Download the Excel version

Excludes taxes, depreciation, resale value, and major unexpected repairs. Replace every example input with your verified assumptions.